How to lower your teen's car insurance

It has been proven that teens are more likely to be involved in a car accident then any other driver on the road. This is why premiums for teen drivers are very expensive. You will need to do some research for the cheapest car insurances quotes.

The first thing that you can do is sign your teen driver up to your policy. It’s cheaper than to sign up a new driver to your auto insurance policy. But let’s leave the car insurance for a second and concentrate on the most important thing, safe driving. You should practice with your teen. You should be an example for him/her.

You may also obtain a good student discount, if they have one, and if your teen is a good one. Your teen must maintain good grades and maybe he will get lower premiums. Of course that keeping good grades will help him in life. Also taking driver’s education courses will give you a discount.

To get lower premiums, you can raise the deductible, or your expenses for your claim, before the insurer pays the rest. The higher the deductible the lower the rate.

Drop the coverage when your teen goes to college. If he still drives the car, then you can keep the coverage or let him/her buy his/her own insurance. No matters what, your teen shouldn’t drive without an insurance. It’s against the law.

Look for new offers. Search for new insurers and you may get a better deal. Always ask about discounts.

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